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Roofing, rejuvenation, gutters & siding in Dearborn, MI Family owned since 1995 Call (313) 307-3752
Kincaide Roofing & Rejuvenation DearbornRoofing Contractor (313) 307-3752
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  2. Financing
Roof financing in Dearborn, MI

Roof Financing in Dearborn that fits your budget

A worn-out roof on an older Dearborn home can’t always wait for savings to catch up. Qualified homeowners can finance a full roof replacement with 25 months same-as-cash, with approved credit and credit scores as low as 550 considered.

  • 25 months same-as-cash
  • Scores from 550 considered
  • Full roof replacement
  • Ask at your inspection
25 mo.Same-as-cash financing*
550Credit scores considered
1995Family owned & operated

Free roof inspection & estimate

Dearborn homeowners. A roofer, not a call center, gets back to you.

Thanks! Your request is in. Kincaide Roofing will call you shortly to set up your inspection. Need us now? Call (313) 307-3752.

No pressure, no obligation. Prefer to talk? Call (313) 307-3752.

Why finance a roof

Replace the roof before winter decides for you

Plenty of Dearborn homeowners have been nursing an old roof along: a patch by the chimney one year, a few shingles after a windstorm the next, a bucket in the upstairs closet during the spring thaw. Often there is a second layer underneath, and nobody knows what the decking looks like until it comes off.

That uncertainty is what makes waiting expensive. Each winter, ice dams and freeze-thaw cycles push more water into a worn roof, and in an older house it soaks board decking, insulation and plaster before it shows. A replacement that could have been a straightforward tear-off can turn into a tear-off plus decking and interior repairs.

Financing lets you get ahead of that. Qualified homeowners can get 25 months same-as-cash on a full roof replacement with approved credit, and credit scores as low as 550 are considered. We start with a free inspection and a written estimate, with photos, so you know exactly what the job involves. Then we walk you through the application and what approval means before anything is scheduled.

25Months same-as-cash
550Scores considered
$0Cost of the inspection

Book a free inspection

Row of homes with new asphalt shingle roofs
How it works

Three steps to a financed roof

Financing is part of the same conversation as your inspection and estimate. No pressure, and you see the numbers first.

Apply

After the free inspection and written estimate, tell us you’d like to finance and we’ll help you apply.

  • Estimate in hand first
  • Ask any question
  • Scores from 550 considered

Get approved

Once your credit is approved, you’ll see the terms in writing. Read them and decide at your own pace.

  • Terms in writing
  • 25 months same-as-cash
  • No pressure to sign

Install

We schedule your roof replacement and install it the way we do every roof: protected, photographed and cleaned up.

  • Boards protect the house
  • Photos of every step
  • Dumpster included

Only need a repair or rejuvenation?

Many roofs don’t need replacing yet. We’ll tell you honestly and give you a written price for the smaller job.

Roof rejuvenation
Roofing questions

Roof financing questions from Dearborn homeowners

How financing works and who can apply.

What financing do you offer in Dearborn?
Qualified homeowners can get 25 months same-as-cash on a full roof replacement with approved credit. Credit scores as low as 550 are considered.
I just bought an older Dearborn home with a worn roof. Can I finance the replacement?
If it is a full roof replacement and you are approved, yes. We start with a free inspection and written estimate so you know the scope, then go over the application with you.
Does financing cover repairs or gutters?
The 25 months same-as-cash offer is for a full roof replacement. Ask at your inspection about the details of your project.
What if the decking needs work once the old roof comes off?
We photograph the bare deck and show you what needs replacing before it is done. Your estimate explains how decking repairs are handled, so there are no surprises.
Do I need a permit for a roof replacement in Dearborn?
Check with the City of Dearborn building department for current permit requirements for your address.
When should I ask about financing?
At your free inspection. We go over the estimate first, then walk you through the application and what approval means.
Financing in Dearborn

Planning a roof on a Dearborn budget

Many Dearborn families have owned their homes for a long time, and a roof is a big line item.

Whether you have lived in your house off Ford Road for decades or just bought a bungalow in east Dearborn and inherited an old roof, a replacement is easier to plan when you know the full scope and the payment terms up front. We give you a written estimate with photos, explain what drives the cost on your house, and go over financing so you can make the decision before another round of snow, ice dams and freeze-thaw.

Written estimate first

You see the scope and photos before you apply for anything.

25 months same-as-cash

On a full roof replacement, with approved credit.

Scores from 550

Credit scores as low as 550 are considered.

  • Dearborn
  • East Dearborn
  • West Dearborn
  • Dearborn Heights
  • Detroit
  • Melvindale
  • Allen Park
  • Lincoln Park
  • Taylor
  • Inkster
  • Westland

Ask about financing in Dearborn

Book a free inspection. We’ll give you a written estimate and go over your financing options.

Call now Free inspection